Debt recovery claims

At Ayuela Jiménez, we specialise in the recovery of outstanding debts. Unpaid debts can cause significant financial and operational issues, which is why we design tailored strategies to defend your company’s rights and recover what is owed to you.

Extrajudicial and judicial claims

Debt recovery claims are common and arise when an individual or legal entity has failed to pay a specific amount of money. These can result from breaches of contracts, unpaid loans, outstanding invoices, or damages. In addition to recovering the initial debt, you can also claim interest and legal expenses.

We can discuss extrajudicial claims, made through a formal notification to the debtor with the aim of reaching an agreement without resorting to court, where new payment terms or conditions can be negotiated; or judicial claims if no agreement is reached and legal action is taken.

Debt recovery expert

Our lawyers, specialists in civil and commercial law, analyse each case in detail, reviewing both the documentation and the background to determine the best strategy to follow. We prioritise extrajudicial resolution, seeking an amicable solution before resorting to legal action. If this is not possible, we will file a legal claim to recover the debt, along with interest and legal costs.

Protecting your business’s financial stability

Recovering liquidity as soon as possible protects the financial stability of your business. Debts can create a domino effect that impacts cash flow, as well as the ability to meet regular payments, invest in the business, or maintain smooth operations. Acting quickly prevents the debt from prolonging and putting your business at risk in the long term.

Initiating a claim strengthens the creditor’s rights and sets a legal precedent that ensures future compliance with agreements. When a debtor knows there are legal consequences for late payments, it is less likely they will fail to meet their obligations again. This process also helps preserve trust in commercial relationships.

How can we help you?

At Ayuela Jiménez, we have lawyers specialising in the management and processing of debt recovery claims. We handle the entire process, from extrajudicial negotiations to legal proceedings, designing tailored strategies to recover the money owed to your business as quickly as possible.

Madrid - Paseo de Recoletos, 6. 28001

Bilbao - C/ San Vicente, 8. Edificio Albia II

Londres - 126 Wigmore Street, Londres, W1U 3RZ, Reino Unido

Frequently Asked Questions

What is the monitoring procedure in debt recovery claims?

The monitoring procedure is a fast judicial process for claiming debts that are well documented. The judge reviews the documents presented by the claimant and, if sufficient, issues a payment order against the debtor.

How much time do I have to make a debt recovery claim?

The time frame for making a debt recovery claim depends on the type of debt and the applicable legislation. Generally, there is a period of between 3 and 15 years, although it is important to seek expert legal advice.

What are legal costs in a debt recovery claim?

Legal costs are those associated with the legal procedure. These typically include court fees to cover the administrative costs of the court, lawyer fees, and the costs of any other professionals involved, among others.

Can I make a debt recovery claim if there is no written contract?

Yes, you can still make a debt recovery claim as long as there is some form of evidence proving the existence of the debt. This could include emails, payment receipts, or testimonies.